Terms of Service

Last updated: October 30, 2026

Welcome to Options Insights ("we," "us," "the platform"). By creating an account and using the service, you agree to these terms. Please read them carefully.

1. What We Offer

Options Insights reads your TastyTrade trade history and shows you analytics on it. You can start with a free report, and you can subscribe to a monthly plan.

The free report

• The free report is free. You sign up with an email address and a password. No credit card is needed.
• You confirm your email address, connect TastyTrade, and pick one account. We aim to pull your trades from that account back to the day of your 200th most recent closed trade, plus the opening trades of any position still open on that day. If you have fewer closed trades, we use the available history. If the history lookup reaches its page or time limit, we use the oldest day read, so the report may cover fewer trades.
• We email you a private link to your report. The link works for 14 days.
• About 14 days after we email your report, we delete the free report account and its trade data, and we remove our access to your TastyTrade account. If no report was emailed, this happens about 14 days after you picked the account.
• If you subscribe, we do not delete your account.
• There is one free report per person. To keep it that way, we keep a record with one-way hashes (not the plain text) of your email address and account number.

Paid plans

• Three plans, billed monthly. No trial, no annual plan.
• Starter: $19.99 a month, 25 AI queries a month.
• Standard: $29.99 a month, 50 AI queries a month.
• Power: $39.99 a month, 100 AI queries a month.
• The first 100 paying members get a founding price for as long as they subscribe: Starter $14.99 a month, Standard $19.99 a month, Power $24.99 a month.
• While your free report account exists, you can take Starter for $4.99 a month for your first 6 months, then $14.99 a month.
• You pay by card through Stripe. You can cancel at any time on our cancel page. The cancel takes effect at the end of the month you have paid for, and you keep access until then.
• If a payment fails, we ask you to update your card before you can keep using the platform.
• Features may change, be removed, or be temporarily unavailable without notice.

2. Data Handling and Security

We take the security of your financial data seriously.

• Your TastyTrade trade history, positions, and account metadata are fetched from TastyTrade's API and stored in our database.
• All data is encrypted at rest. Your TastyTrade connection tokens and any API key you add (such as a Databento key) are encrypted using field-level encryption (AES-256) before storage.
• Our database uses Row Level Security (RLS), which means your data is scoped to your user account at the database level. No other user can access your data through the application.
• All connections use TLS (HTTPS) for encryption in transit.

3. TastyTrade API Access

To provide analytics, we connect to the TastyTrade API via OAuth 2.0 authorization.

• You authorize access through TastyTrade's own OAuth page. We never see or store your TastyTrade password.
• We store only the OAuth access token and refresh token, both encrypted at rest.
• We access your TastyTrade account with read-only permissions. We fetch transactions, positions, and account metadata.
• We never place orders, modify positions, or make any changes to your TastyTrade account.
• You can revoke our OAuth access at any time from your account settings or directly from your TastyTrade account.

4. Limitation of Liability

• Options Insights is provided "as is" without warranty of any kind, express or implied.
• Options Insights is an analytical tool only. Nothing on this platform constitutes financial advice, investment recommendations, or trading signals.
• We are not liable for any trading decisions you make based on data, analytics, or insights displayed on this platform.
• We are not responsible for inaccuracies in data sourced from third-party APIs, including TastyTrade and Databento.
• In no event shall Options Insights be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the service.

5. Account Termination and Data Deletion

• You may delete your account at any time from your account settings.
• Upon deletion, all your data (trade history, positions, analytics, stored credentials, and query history) will be permanently deleted within 30 days, except the visit and funnel counts and the one-report-per-person record described in section 4 of our Privacy Policy.
• A free report account and its trade data are deleted about 14 days after we email the report, or about 14 days after you picked the account if no report was emailed (see Section 1).
• We may end or suspend access for anyone who breaks these terms or uses the platform in ways that harm other people on it or our infrastructure.
• To request data deletion without deleting your account, email support@optionsinsights.ai.

6. Changes to These Terms

We may update these terms. If we make material changes, we will notify you via email before the changes take effect. Continued use of the platform after changes constitutes acceptance of the updated terms.

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Questions about these terms? Contact us at support@optionsinsights.ai.